Buying a property is stressful enough without trying to decode the tax bill that comes with it. Whether you’re looking at a flat in Glasgow, a cottage in Cardiff or a townhouse in London, there’s always that extra cost called stamp duty (or its local equivalent) lurking in the background.

To make life easier, I’ve added a brand-new calculator to the site that works out:

• SDLT (Stamp Duty Land Tax) for England & Northern Ireland
• LBTT (Land and Buildings Transaction Tax) for Scotland
• LTT (Land Transaction Tax) for Wales

Why bother?

Because the rules are a minefield. First-time buyers get relief (up to a point). Buy a second home? That’s extra. Not UK-resident? More extra. Different rates apply across the three systems. And, to keep us on our toes, governments love to tweak the bands every few years.

How it works

The calculator is straightforward:

1. Enter the purchase price.
2. Choose your region.
3. Tick if it’s a second home, if you’re a first-time buyer, or (for SDLT) if you’re non-resident.
4. Hit Calculate.

In seconds you’ll see:

• A simple summary of the total tax due.
• A breakdown by band so you can see exactly how the tax is built up.
• Any surcharges shown separately (so you know what’s tax and what’s “extra tax”).

Why it matters

Knowing your likely tax bill upfront means:

• No nasty surprises on completion day.
• Clearer budgeting — you’ll know how much you can actually afford.
• Better planning if you’re comparing properties across borders.

Final word

This calculator is a guide, not financial advice. It uses the latest published bands and surcharges as of 2025, but if you’re about to commit serious money on a property, double-check with your solicitor or conveyancer.

Have a go at the Stamp Duty Calculator and see what you’d owe on your next dream home (or second home, or investment… we don’t judge).