Mortgage Approvals

Latest month: Dec 2025

House purchase
61,013 (-3,517)
Remortgaging
38,353 (+1,798)
Other secured
13,943 (+818)
Total approvals
113,309 (-901)

Other secured - This refers to anything not a purchase or remortgage. These could be further advances from the same lender, a 2nd charge loan, debt consolidation, internal refinancing with the same lender or something else.

Mortgage approvals
Approvals over time
Mortgage Approvals over the last 24 months
Remortgaging over the last 24 months
Year House purchase Remortgaging Other secured Total approvals
2025 769,524 442,182 147,894 1,359,905
2024 754,557 366,017 114,252 1,234,824
2023 577,007 356,436 90,533 1,023,975
2022 751,665 537,648 160,440 1,449,751
2021 937,376 459,762 167,197 1,564,337
2020 819,111 452,668 136,137 1,407,914
2019 789,446 587,675 173,201 1,550,320
2018 781,324 582,937 169,659 1,533,921
2017 797,610 561,141 167,862 1,526,610
2016 810,159 524,689 157,999 1,492,849
2015 811,748 455,238 135,133 1,402,116
2014 781,944 390,422 128,675 1,301,041
2013 735,029 392,041 157,667 1,284,736
2012 611,907 339,800 199,494 1,151,199
2011 591,444 387,245 246,772 1,225,459
2010 570,806 337,460 286,748 1,195,012
2009 591,677 354,725 346,611 1,293,012
2008 523,461 944,073 518,980 1,986,515
2007 1,249,811 1,204,309 823,223 3,277,345
2006 1,428,794 1,197,509 912,100 3,538,401
2005 1,197,385 1,245,179 947,145 3,389,706
2004 1,252,207 1,238,502 1,135,423 3,626,134
2003 1,371,059 1,377,649 1,361,862 4,110,571
2002 1,421,870 1,072,650 1,075,342 3,569,858
2001 1,256,408 742,845 806,303 2,805,555
2000 1,122,110 435,506 540,144 2,097,760
1999 1,135,348 355,745 485,646 1,976,738
1998 1,034,992 297,205 313,991 1,646,188
1997 1,163,922 50,701 63,367 370,586
1996 1,083,956 — — 1,083,956
1995 916,799 — — 916,799
1994 1,016,851 — — 1,016,851
1993 750,316 — — 750,316
0202 65,161 — — 65,161