October 12, 2025
Mortgage Affordability Calculator
I have created a simple mortgage affordability calculator. It's to give a view from someone who understands affordability, but it's not a guarantee that a mortgage will be given.
Read articleSome notes on housing-market research, methodology updates, and source notes, built to show how the signals are interpreted and where the numbers come from. Best case, you find it interesting, worst, you killed some time whilst the kettle boils.
October 12, 2025
I have created a simple mortgage affordability calculator. It's to give a view from someone who understands affordability, but it's not a guarantee that a mortgage will be given.
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February 10, 2024
How do you beat the mortgage affordability test? That is, if you couldn't get a mortgage by telling the truth, what are your options? Ok, let's talk about it.
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April 3, 2022
Mortgage Affordability can be a complex area. Since 2014 changes in the way affordability is assessed by lenders must take many elements into account. This can often go against borrowers either in terms of how much they could borrow or if they can borrow at all. This Mortgage affordability guide should help understand the process.
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