Property research desk

Market notes, data checks & field commentary

Some notes on housing-market research, methodology updates, and source notes, built to show how the signals are interpreted and where the numbers come from. Best case, you find it interesting, worst, you killed some time whilst the kettle boils.

News

February 19, 2025

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Inflation jumps to 3%

At the last point inflation was 2.5%, the latest data from the Office of National Statistics it has jumped 0.5% to 3%. Not a great sign and puts more interest rate cuts at doubt.

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Mortgage deposit provided by bank of mum and dad

Guides

February 13, 2025

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Mortgage deposit provided by bank of mum and dad

Children who have the benefit of mum and dad to help them out with a mortgage deposit have a great advantage but mum and dad need to appreciate it's not a loan.

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General

February 12, 2025

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Vendor Gifted Deposit

Is a vendor-gifted deposit beneficial to a property purchaser and what does the lender think of it?

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UK mortgage arrears fall, repossessions rise

News

February 11, 2025

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UK mortgage arrears fall, repossessions rise

The latest data from the UK Finance suggests that although the number of arrears cases are falling in the UK, repossessions are increasing.

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Rogue fire consultant puts lives at risk

News

February 9, 2025

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Rogue fire consultant puts lives at risk

Tri Fire is a company that issues EWS1 safety certificates for building cladding. Allegations emerged this week that certificates may not have been issued correctly and it may be intentional.

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