September 5, 2021
Do I really need a mortgage advisor?
is a question I get often and am actually surprised I have not covered it before. When looking for a mortgage deal do you really need to use a mortgage advisor?
Read articleSome notes on housing-market research, methodology updates, and source notes, built to show how the signals are interpreted and where the numbers come from. Best case, you find it interesting, worst, you killed some time whilst the kettle boils.
September 5, 2021
is a question I get often and am actually surprised I have not covered it before. When looking for a mortgage deal do you really need to use a mortgage advisor?
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October 16, 2021
Is Klarna bad for your mortgage application? I keep seeing a lot of focus is given to this. What is this really about and does Klarna negatively impact your mortgage application?
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April 3, 2023
How old is too old? That is a question I get quite often in relation to mortgage lending. More and more want to borrow later in life, the issue is whether lenders are willing to allow some to borrow due to their age. So where is the line drawn?
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May 16, 2023
The Financial Policy Committee, part of the Bank of England held a consultation with a view to removing the requirement to stress mortgage rates to ensure robust affordability testing. They determined it was no longer needed. So why are lenders still using it?
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February 10, 2024
How do you beat the mortgage affordability test? That is, if you couldn't get a mortgage by telling the truth, what are your options? Ok, let's talk about it.
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April 5, 2024
It's the question everyone is asking. Assuming interest rates will come down, how far will they drop? It depends on who you ask or whose opinion you value.
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