Property research desk

Market notes, data checks & field commentary

Some notes on housing-market research, methodology updates, and source notes, built to show how the signals are interpreted and where the numbers come from. Best case, you find it interesting, worst, you killed some time whilst the kettle boils.

Guides

January 4, 2023

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Open Market Shared Equity Scheme

The Scottish Government is aiming to support as many low-income and first-time buyers purchase a home this year through an initiative called the Open Market Shared Equity Scheme.

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Guides

February 11, 2023

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Register of Overseas Entities

The Register of Overseas Entities came into force in August 2022. What is it and is it working? The suggestion is not so well with close to half of the entities required to register doing nothing so far. Although that is not necessarily the whole story.

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Guides

September 19, 2023

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Reinforced Autoclaved Aerated Concrete

RAAC or Reinforced Autoclaved Aerated Concrete is likely a name you have never heard of until recently when it was discovered in Schools which resulted in them being closed. What about homes in general? Is there anything to worry about?

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Guides

November 5, 2023

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ClearScore - Free Credit Information

Maintaining a good credit score should be a focus for everyone. The better your credit score the easier it is to get credit and often lower rates. It can even tell you things you didn't know. ClearScore can help.

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Guides

November 7, 2023

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Mortgage Underwriter – a role for you?

I have been asked a few times to do a guide on what is required and what it's like to be a mortgage underwriter. This is it, finally! Find out what it takes to do this job.

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Guides

December 1, 2023

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Home Energy Performance Explained (EPC)

As we continue into 2023 with high energy costs expected to be a headline throughout the year, Energy Performance Certificates tend to be largely ignored by most homeowners in my experience. With changes in legislation coming along they are more important than ever.

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Market notes, data checks & field commentary

Open Market Shared Equity Scheme

Register of Overseas Entities

Reinforced Autoclaved Aerated Concrete

ClearScore - Free Credit Information

Mortgage Underwriter – a role for you?

Home Energy Performance Explained (EPC)

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