October 30, 2024
Property - Budget 2024
How did we fare in the budget from a property perspective? It was a mixed bag, really no gains, plenty of losses! Let's take a look at what the Chancellor announced.
Read articleSome notes on housing-market research, methodology updates, and source notes, built to show how the signals are interpreted and where the numbers come from. Best case, you find it interesting, worst, you killed some time whilst the kettle boils.
October 30, 2024
How did we fare in the budget from a property perspective? It was a mixed bag, really no gains, plenty of losses! Let's take a look at what the Chancellor announced.
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October 17, 2024
There is a suggestion that Chancellor Rachel Reeves will not increase capital gains by selling a second property. Is this true?
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October 17, 2024
The predicted 2.1% inflation figure for September was smashed as it fell to 1.7%. What matters to us on this site is whether interest rates will now fall?
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April 17, 2021
Insurance provider PaymentShield carried out a survey recently that suggested 52% of adults aged between 18-34 said they did not understand the mortgage process. That is a worrying statistic for a society that has such a large reliance on being homeowners.
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June 20, 2022
Following on from a previous post I wrote in March around a consultation being run by the Bank of England regarding the removal of the mortgage affordability stress test, the result is in. Surprisingly it is going to be removed from the 1st August 2022.
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August 14, 2022
From the 1st of August 2022 lenders were able to stop stress testing mortgages. An affordability test that was introduced in 2014 to ensure borrowers could still cope with an interest rate shock. Although we are only 3 weeks on have any lenders dropped the test?
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